Effortless money management app for your daily payment needsTrueMoney is Thailand’s leading payment application for all mobile network users. The all-in-one app lets you securely make cashless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more!== Instant mobile top-up ==Top-up your TrueMove H and Dtac prepaid numbers easily anytime and anywhere.== Digital Lending made Easy ==Secure legal loans effortlessly with rapid approval under the supervision of Bank of Thailand.True Money work with 2 financial institution partners to offer 3 products:Ascend Nano, part of TrueMoney’s parent company1. Personal Loan (name: Pay Next Extra)Type of loan: Revolving creditCredit limit: Up to 5x of monthly incomeInterest rate: 0% – 25% APRRepayment period: up to maximum of 48 months2. Digital Personal Loan (name: Pay Next)Type of loan: Revolving creditCredit limit: Up to 20,000 THBInterest rate: 0% – 25% APRRepayment period: up to maximum of 5 monthsKiatnakin Phatra Bank1. Personal Loan (name: KKP Cash Now)Type of loan: Term loanCredit limit: Up to 5x of monthly incomeInterest rate: 8.99% – 25% APRRepayment period: minimum 24 months to maximum of 60 months— Example of Loan total cost and installment calculation —Account Summary and due dates for personal loan of Ascend Nano -Account Statement Date: The 15th of each monthPayment Due Date: The 1st of each monthSample Scenario – The customer received a loan amount of 10,000 THB and conducted transactions. On March 12, the customer withdrew a loan amount of 2,500 THB in cash via a transfer to their TrueMoney Wallet account and selected a repayment plan of 5 installments with an interest rate of 24% per annum.Interest Calculation (First Installment Only) from March 12 to April 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 2,500 x 24% x (20/365) = 32.88 THB- Principal paid calculation = 530.40 – 32.88 = 497.52 THB- Remaining principal amount = 2,500 – 497.52 = 2,002.48 THBInterest Calculation (Second Installment Only) from April 2 to May 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 2,002.48 x 24% x (30/365) = 39.50 THB.- Principal paid calculation = 530.40 – 39.50 = 490.90 THB.- Remaining principal = 2,002.48 – 490.90 = 1,511.58 THBInterest Calculation (Third Installment Only) from May 2 to Jun 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 1,511.58 x 24% x (31/365) = 30.81 THB.- Principal paid calculation = 530.40 – 30.81 = 499.59 THB.- Remaining principal = 1,511.58 – 499.59 = 1,011.99 THB.Other fees for cash disbursement:- Cash disbursement fees (TMN charge): 30- 300 THB based on cash disbursement amountExample of disbursement fee:- Cash disbursement amount <= 3,000 THB: Cash disbursement fees = 30 THB per transaction- Cash disbursement amount 3,100-6,000 THB: Cash disbursement fees = 60 THB per transaction== TrueMoney Secure ==Pay with confidence knowing that your information is fully encrypted, secured and protected thru multiple layers of advanced security, including 24/7 real-time monitoring, face-verified technology and world-class data encryption standards== Send & receive money with ease ==Securely and instantly transfer money without fees between TrueMoney and enjoy convenient features such as gift envelopes, and link to pay== Shop at 7-Eleven and other stores in Thailand and abroad without cash ==Pay hassle-free at 7-Eleven, 7Delivery, Lotus's, and thousands of other merchants without cashPay in abroad at over 40 destinations. No need to exchange cash. Just open TrueMoney to pay.== Buy games, apps, stickers, music ==Connect your TrueMoney Wallet to the Play Store and buy apps, music, as well as buy items for all your favorite games with no feesFor any enquiries, please contact: 24/7 call-center (Tel: 1240) and in-app live chat.Effortless money management app for your daily payment needsTrueMoney is Thailand’s leading payment application for all mobile network users. The all-in-one app lets you securely make cashless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more!== Instant mobile top-up ==Top-up your TrueMove H and Dtac prepaid numbers easily anytime and anywhere.== Digital Lending made Easy ==Secure legal loans effortlessly with rapid approval under the supervision of Bank of Thailand.True Money work with 2 financial institution partners to offer 3 products:Ascend Nano, part of TrueMoney's parent company1. Personal Loan (name: Pay Next Extra)Type of loan: Revolving creditCredit limit: Up to 5x of monthly incomeInterest rate: 0% - 25% APRRepayment period: up to maximum of 48 months2. Digital Personal Loan (name: Pay Next)Type of loan: Revolving creditCredit limit: Up to 20,000 THBInterest rate: 0% - 25% APRRepayment period: up to maximum of 5 monthsKiatnakin Phatra Bank1. Personal Loan (name: KKP Cash Now)Type of loan: Term loanCredit limit: Up to 5x of monthly incomeInterest rate: 8.99% - 25% APRRepayment period: minimum 24 months to maximum of 60 months--- Example of Loan total cost and installment calculation ---Account Summary and due dates for personal loan of Ascend Nano -Account Statement Date: The 15th of each monthPayment Due Date: The 1st of each monthSample Scenario - The customer received a loan amount of 10,000 THB and conducted transactions. On March 12, the customer withdrew a loan amount of 2,500 THB in cash via a transfer to their TrueMoney Wallet account and selected a repayment plan of 5 installments with an interest rate of 24% per annum.Interest Calculation (First Installment Only) from March 12 to April 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 2,500 x 24% x (20/365) = 32.88 THB- Principal paid calculation = 530.40 - 32.88 = 497.52 THB- Remaining principal amount = 2,500 - 497.52 = 2,002.48 THBInterest Calculation (Second Installment Only) from April 2 to May 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 2,002.48 x 24% x (30/365) = 39.50 THB.- Principal paid calculation = 530.40 - 39.50 = 490.90 THB.- Remaining principal = 2,002.48 - 490.90 = 1,511.58 THBInterest Calculation (Third Installment Only) from May 2 to Jun 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 1,511.58 x 24% x (31/365) = 30.81 THB.- Principal paid calculation = 530.40 - 30.81 = 499.59 THB.- Remaining principal = 1,511.58 - 499.59 = 1,011.99 THB.Other fees for cash disbursement:- Cash disbursement fees (TMN charge): 30- 300 THB based on cash disbursement amountExample of disbursement fee:- Cash disbursement amount <= 3,000 THB: Cash disbursement fees = 30 THB per transaction- Cash disbursement amount 3,100-6,000 THB: Cash disbursement fees = 60 THB per transaction== TrueMoney Secure ==Pay with confidence knowing that your information is fully encrypted, secured and protected thru multiple layers of advanced security, including 24/7 real-time monitoring, face-verified technology and world-class data encryption standards== Send & receive money with ease ==Securely and instantly transfer money without fees between TrueMoney and enjoy convenient features such as gift envelopes, and link to pay== Shop at 7-Eleven and other stores in Thailand and abroad without cash ==Pay hassle-free at 7-Eleven, 7Delivery, Lotus's, and thousands of other merchants without cashPay in abroad at over 40 destinations. No need to exchange cash. Just open TrueMoney to pay.== Buy games, apps, stickers, music ==Connect your TrueMoney Wallet to the Play Store and buy apps, music, as well as buy items for all your favorite games with no feesFor any enquiries, please contact: 24/7 call-center (Tel: 1240) and in-app live chat.Effortless money management app for your daily payment needsTrueMoney is Thailand’s leading payment application for all mobile network users. The all-in-one app lets you securely make cashless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more!== Instant mobile top-up ==Top-up your TrueMove H and Dtac prepaid numbers easily anytime and anywhere.== Digital Lending made Easy ==Secure legal loans effortlessly with rapid approval under the supervision of Bank of Thailand.True Money work with 2 financial institution partners to offer 3 products:Ascend Nano, part of TrueMoney's parent company1. Personal Loan (name: Pay Next Extra)Type of loan: Revolving creditCredit limit: Up to 5x of monthly incomeInterest rate: 0% - 25% APRRepayment period: up to maximum of 48 months2. Digital Personal Loan (name: Pay Next)Type of loan: Revolving creditCredit limit: Up to 20,000 THBInterest rate: 0% - 25% APRRepayment period: up to maximum of 5 monthsKiatnakin Phatra Bank1. Personal Loan (name: KKP Cash Now)Type of loan: Term loanCredit limit: Up to 5x of monthly incomeInterest rate: 8.99% - 25% APRRepayment period: minimum 24 months to maximum of 60 months--- Example of Loan total cost and installment calculation ---Account Summary and due dates for personal loan of Ascend Nano -Account Statement Date: The 15th of each monthPayment Due Date: The 1st of each monthSample Scenario - The customer received a loan amount of 10,000 THB and conducted transactions. On March 12, the customer withdrew a loan amount of 2,500 THB in cash via a transfer to their TrueMoney Wallet account and selected a repayment plan of 5 installments with an interest rate of 24% per annum.Interest Calculation (First Installment Only) from March 12 to April 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 2,500 x 24% x (20/365) = 32.88 THB- Principal paid calculation = 530.40 - 32.88 = 497.52 THB- Remaining principal amount = 2,500 - 497.52 = 2,002.48 THBInterest Calculation (Second Installment Only) from April 2 to May 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 2,002.48 x 24% x (30/365) = 39.50 THB.- Principal paid calculation = 530.40 - 39.50 = 490.90 THB.- Remaining principal = 2,002.48 - 490.90 = 1,511.58 THBInterest Calculation (Third Installment Only) from May 2 to Jun 1:- The monthly installment amount is 530.40 THB.- Interest paid calculation = 1,511.58 x 24% x (31/365) = 30.81 THB.- Principal paid calculation = 530.40 - 30.81 = 499.59 THB.- Remaining principal = 1,511.58 - 499.59 = 1,011.99 THB.Other fees for cash disbursement:- Cash disbursement fees (TMN charge): 30- 300 THB based on cash disbursement amountExample of disbursement fee:- Cash disbursement amount <= 3,000 THB: Cash disbursement fees = 30 THB per transaction- Cash disbursement amount 3,100-6,000 THB: Cash disbursement fees = 60 THB per transaction== TrueMoney Secure ==Pay with confidence knowing that your information is fully encrypted, secured and protected thru multiple layers of advanced security, including 24/7 real-time monitoring, face-verified technology and world-class data encryption standards== Send & receive money with ease ==Securely and instantly transfer money without fees between TrueMoney and enjoy convenient features such as gift envelopes, and link to pay== Shop at 7-Eleven and other stores in Thailand and abroad without cash ==Pay hassle-free at 7-Eleven, 7Delivery, Lotus's, and thousands of other merchants without cashPay in abroad at over 40 destinations. No need to exchange cash. Just open TrueMoney to pay.== Buy games, apps, stickers, music ==Connect your TrueMoney Wallet to the Play Store and buy apps, music, as well as buy items for all your favorite games with no feesFor any enquiries, please contact: 24/7 call-center (Tel: 1240) and in-app live chat.
